top of page


Finally, Loans & a Lender Built for Builders

Building to Sell or Building to Rent, We’re Your Lending Partner from Beginning to End.

New Construction loans for builders with shovel-ready lots or teardown projects. Best for spec houses or model homes, infill, teardown, or subdivisions.

  • Up to 85% LTC, 70% LTV

  • Loans from $100k to $3mm

  • 13, 19, 24-month loan term options

  • Non-recourse available

  • Interest-only new construction loans, paying only on drawn funds

Construction loans for builders with a build to rent strategy. Save time, money, and headaches using our Build2Rent® loan products.

  • Single property and portfolio loan options

  • Fast, simple closings on both the construction loan and rental loan

  • 13, 19, 24-month term options for the construction

  • 5, 10, 30-year term options for the rental loan

  • Non-recourse available for build to rent loans

Free up working capital with a bridge loan for new construction financing on completed new home inventory or for model homes.

  • Fast closing

  • Exterior valuations*

  • No prepayment penalty

  • Up to 80% LTV

  • Non-recourse available

  • 13, 19, 24-month bridge loan term options

  • Single loans and portfolio blanket loans

*Exterior valuations available case by case. Loan amount, product, and market restrictions may apply.

bad credit mortgage

Grow Your Business With Our Industry Leading Line of Credit for Builders

bad credit mortgage

A line of credit from Lima One provides you with certainty, knowing you have easily accessible capital with reliable terms and structures, whenever you need it.

bank statement loan

Our average time from initial submission to borrower approval is under 10 days.

bank statement loan

Your line of credit can be used to finance multiple product types, including new construction, bridge, build-to-rent, fix-and-flip, and rental properties.

bank statement loan

One-time borrowers can underwrite with a simple, non-invasive renewal process to extend credit line duration. This means once you’re approved, we only need to underwrite the property before funding, not the borrower.

bottom of page