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Construction
Construction

NEW CONSTRUCTION LOANS

Finally, Loans & a Lender Built for Builders

Building to Sell or Building to Rent, We’re Your Lending Partner from Beginning to End.

New Construction loans for builders with shovel-ready lots or teardown projects. Best for spec houses or model homes, infill, teardown, or subdivisions.

  • Up to 85% LTC, 70% LTV

  • Loans from $100k to $3mm

  • 13, 19, 24-month loan term options

  • Non-recourse available

  • Interest-only new construction loans, paying only on drawn funds

Construction loans for builders with a build to rent strategy. Save time, money, and headaches using our Build2Rent® loan products.

  • Single property and portfolio loan options

  • Fast, simple closings on both the construction loan and rental loan

  • 13, 19, 24-month term options for the construction

  • 5, 10, 30-year term options for the rental loan

  • Non-recourse available for build to rent loans

Free up working capital with a bridge loan for new construction financing on completed new home inventory or for model homes.

  • Fast closing

  • Exterior valuations*

  • No prepayment penalty

  • Up to 80% LTV

  • Non-recourse available

  • 13, 19, 24-month bridge loan term options

  • Single loans and portfolio blanket loans

*Exterior valuations available case by case. Loan amount, product, and market restrictions may apply.

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Grow Your Business With Our Industry Leading Line of Credit for Builders

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CERTAINTY

A line of credit from Lima One provides you with certainty, knowing you have easily accessible capital with reliable terms and structures, whenever you need it.

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FLEXIBILITY

Our average time from initial submission to borrower approval is under 10 days.

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FLEXIBILITY

Your line of credit can be used to finance multiple product types, including new construction, bridge, build-to-rent, fix-and-flip, and rental properties.

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SIMPLICITY

One-time borrowers can underwrite with a simple, non-invasive renewal process to extend credit line duration. This means once you’re approved, we only need to underwrite the property before funding, not the borrower.

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