DSCR

Min. FICO 620

Up to 80% CLTV

Our DSCR loan program is specifically designed to assist new and experienced real estate investors in financing their properties, qualifying based on the cash flow generated by the investment.

Program features

✔ DSCR as low as 0
✔ 1007 only for rental income
✔ Credit for DSCR >1.25
✔ Only 3 months of reserves required
✔ Cash-out available up to 75% LTV
✔ Gift funds allowed

Why choose our DSCR?

✔ No income and no employment needed
✔ No ratio loans — borrowers do not have to worry about the debt service coverage ratio
✔ Fastest turn times in the industry