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2023 Florida conforming and FHA loan limits


County

FHFA Limit

FHA Limit

Broward

$726,200

$557,750

Miami-Dade

$726,200

$557,750

Palm Beach

$726,200

$557,750

Sarasota

$726,200

$472,030




What does a jumbo loan mean?


When anyone talks about a jumbo loan, it is a type of conventional loan that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA) for Fannie Mae and Freddie Mac. Now in 2023, single-family mortgages with balances higher than $726,200 in most U.S. counties (and $1,089,300 in high-cost areas) will be considered jumbo.

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